UAE Rolls Out Instant Bank Account Service for Tourists

The UAE has launched a new digital service called the “Tourist Identity,” allowing tourists to open bank accounts instantly upon arrival using a secure digital identity issued at entry.

The Central Bank of the UAE partnered with the Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) and Abu Dhabi Commercial Bank (ADCB) to roll out the initiative and improve banking access for non-resident visitors.

Upon arrival, ICP issues visitors a digital identity powered by biometric and facial recognition technology. By linking this identity to ADCB’s mobile banking app, tourists can open an account within minutes, access a digital debit card for immediate use, and begin using banking services without paperwork.

The service removes a key barrier for visitors who need local banking during their stay. It allows them to make digital payments instead of relying on cash, manage expenses more easily, and access secure services from day one, particularly benefiting business travelers, frequent visitors, and those planning longer stays.

The initiative also supports the UAE’s broader push toward digital payments and reduced cash usage. Officials said the system connects tourists directly to the country’s payment infrastructure, including “Jaywan,” the national card scheme, and “Aani,” the instant payment platform.

ICP added that the Tourist Identity system uses advanced biometric verification and artificial intelligence, enabling visitors to access services across sectors without presenting physical documents.

The launch marks another step toward improving access to financial services for visitors while reinforcing the UAE’s position as a digital-first economy.