Faysal Bank Posts Rs. 10 Billion Net Profit for H1 2026

Faysal Bank Limited (FBL) reported profit before tax of Rs. 20.5 billion and net profit of Rs. 10 billion for the first half of 2026, with earnings per share of Rs. 6.60.

The bank declared a second quarter cash dividend of Rs. 1.5 per share.

Despite lower market interest rates, FBL maintained profitability through balance sheet growth, with total assets exceeding Rs. 1.8 trillion.

Deposits grew 9.5 percent to Rs. 1.56 trillion, while current accounts increased 21 percent to Rs. 646 billion. The current account mix improved to 41.4 percent from 37.5 percent in December 2025, while CASA strengthened to 86.8 percent from 81.9 percent.

The advance to deposit ratio declined to 51.7 percent from 61.1 percent, while the infection ratio stood at 2.3 percent. The bank also completed the issuance of a Rs. 7 billion Tier II Sukuk.

Overall, FBL said the results reflect the performance of its Islamic banking operations, business fundamentals, risk management practices, and growth strategy, supported by digital, technology based, women focused, and customer focused initiatives.

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